Lonnie Hand's Blog

How to Use Points to Your Benefit
Posted on 02/23/2020
How to Use Points to Your Benefit
Photo by Precondo via Pixabay Some mortgage companies offer loans with points. In a nutshell, paying points means paying down the interest rate. One point is equal to 1 percent of the mortgage amount. On a $200,000 mortgage, one point is $2,000. The percentage the interest rate lowers depends on the mortgage company and the market. For example,...
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What is Common-Interest Housing?
Posted on 02/16/2020
What is Common-Interest Housing?
Image by Free-Photos from Pixabay Common-interest housing includes individually owned spaces and common areas shared by all owners. The common areas can include clubhouses, landscaping, parking lots or pools. Multistory buildings share lobbies, stairwells, and elevators. Any community that shares property including single-family free-standing homes in developments, falls into the common-interest category. The two most familiar types of...
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How to Stage Your Home for You
Posted on 02/09/2020
How to Stage Your Home for You
Photo by p_kennedy123 via Pixabay You don't have to be an interior designer to bring color and life into a home when you put it on the market. And you certainly don't have to drop thousands of dollars to hire a professional stager, either. For most properties, a few staging basics can make all the difference between a...
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3 Home Interior DIY Projects to Maximize Space
Posted on 02/02/2020
3 Home Interior DIY Projects to Maximize Space
Image by StockSnap from Pixabay Most everyone would love to gain some extra room, especially those in small homes with limited space options. Here are three home interior DIY projects to help you maximize your space. 1. Transform a Closet into Workspace If you’re lacking the room for a home office, transform one of your closets into a...
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Influencers in Millennial Homebuying
Posted on 01/26/2020
Influencers in Millennial Homebuying
Photo by Tatiana Chekryzhova via Shutterstock As more millennials leave consumer and student debt behind, they enter the housing market. Being savvy researches in the information age, this demographic has begun to fuel the housing economy. Many purchase homes as singles, with a partner or even a friend or group of friends. Where is Preferred? Unlike past generations...
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Key Reasons to Counter an Offer to Purchase
Posted on 01/19/2020
Key Reasons to Counter an Offer to Purchase
After you receive an offer to purchase your residence, determining the best course of action often can be difficult. Because if you make the wrong decision, you risk missing out on an opportunity to sell your house and maximize its value. Ultimately, it may prove to be beneficial for a home seller to submit a counter-offer. There are many...
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Another Property Sold - 3764 Courtside Terrace, Peachtree Corners, GA 30092
Posted on 01/18/2020
Another Property Sold - 3764 Courtside Terrace, Peachtree Corners, GA 30092
Wonderful open family room with dramatic vaulted ceiling, stone fireplace, and hardwood floors. Chef's kitchen with stainless steel appliances, granite countertops, large island, travertine floors, and custom cabinets. The large screened porch overlooks the great fenced backyard with slate patio and garden spaces. Large master suite on main with walk-in closet, his/hers sinks, and large shower. Bonus playroom/office on main. Spacious secondary bedrooms. Great location - seconds to The Forum, restaurants, highways, and...
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Simple Ways to Update a Countertop
Posted on 01/12/2020
Simple Ways to Update a Countertop
Photo by Zachary Nelson on Unsplash When a style is hot, it's hot. You'll start seeing a particular medium, color or pattern everywhere. But once that hype fizzles, you're often faced with a countertop that seems dated and even loud. Unfortunately, replacing a counter isn't as affordable as getting a new hairstyle. You're stuck with it for a...
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Key Questions to Consider As You Evaluate Your Mortgage Options
Posted on 01/05/2020
Key Questions to Consider As You Evaluate Your Mortgage Options
Getting pre-approved for a mortgage may prove to be a long, arduous process if you are not careful. Fortunately, homebuyers who plan ahead should have no trouble obtaining a mortgage so they can enter the housing market with a budget in hand. Ultimately, there are many questions to consider as you assess your mortgage options, and these questions include:...
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VA Loans: Frequently Asked Questions
Posted on 12/29/2019
VA Loans: Frequently Asked Questions
We all know that buying a home is expensive. For first-time buyers who don’t have the luxury of equity for a down payment, it can be difficult to find a way to finance your home without taking on a huge interest rate and mortgage insurance.Fortunately, loan programs like those offered by the U.S. Veterans Affairs can be a godsend....
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When To Check Your Credit Score
Posted on 12/22/2019
When To Check Your Credit Score
It’s a good financial practice to check your credit report and score periodically. You want to be sure that no one has stolen your identity and that all the information on the report is correct. It may sound simple to check your credit, but there are so many sources that you can get it from and so many options...
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How to Keep Your Closet Neat and Organized
Posted on 12/15/2019
How to Keep Your Closet Neat and Organized
Generally, a closet ought to bring simplicity to your life. Whether it's a large walk-in or an itty-bitty space, a neat closet should be where you can get the things you need any time of the day. However, keeping a closet neat and organized can be more complicated than it seems. One day you have a clean closet...
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